This Medicare loophole can lead to surprise medical bills for seniors. This video describes how a 3 consecutive day inpatient hospital stay is necessary for Original Medicare to cover subsequent skilled nursing facility stays. Also how being in the hospital overnight under ovservation care does not count towards the necessary days required in the hospital for Original Medicare to cover skilled nursing facility stays. Skilled nursing facility stays are covered under Part A of Original Medicare. A skilled nursing facility stay has a maximum of 100 days of coverage per benefit period. See more at our blog post:
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