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Down below you will find my list for the Top 5 Online Bank Accounts in 2020 for savings and checking accounts.
The first bank is Vero Bank coming in at 1.92% - 2.80%
in order to get this % you must first have $1,000 direct deposit straight into the account, 5 debit card transactions a month and your account must be $50,000 limit. If you cant make this happen than you can get the 1.92%. The only thing I don't like is that you must go to a cvs to place money on your card using the greendot service which you will get charged $4.95. The company does not charge you.
The second Bank is Citi Bank at 1.85% interest on your money. However it all depends on what part of the state you live in because some states do not have any branches. They have an accelerate savings account. If you don't have I believe $2,000 than they charge a monthly fee.
The third bank is Capital one 360. They have 1.70% and there are non fees. This bank use to be the highest.
The forth bank is Ally Bank which use to be higher than Capital but now has dropped to 1.60% for interest on your money.
All n All I would recommend a bank that fits you best but make sure you start letting the money make money for you.
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