Graham Stephan, 29, lives in Los Angeles, CA and earns $1.6 million a year as a real estate agent and a YouTuber. Here's a look at why Graham views watches as an investment and what credit cards he keeps in his wallet. This is a bonus installment of CNBC Make It's Millennial Money series, which profiles people across the U.S. and details how they earn, spend and save their money.
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Millennial Millionaire Graham Stephan On Watches & Credit Cards

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